Landmark Rewards SBI Card SELECT
Rs 1,499Annual fee
0Domestic lounge
3.5%Forex markup
Best for
shopping, lifestyle, dining
Top rewards
Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / Rs 100 spent; Dining, movie, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail purchases: 2 Reward Points / Rs 100 spent
ICICI Bank Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
lifestyle, movies, lounge, dining, travel
Top rewards
Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
| Feature | Landmark Rewards SBI Card SELECT | ICICI Bank Rubyx Credit Card |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 3,000 |
| Annual fee | Rs 1,499 | Rs 2,000 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | reward points | reward points |
| Best for | shopping, lifestyle, dining | lifestyle, movies, lounge, dining, travel |
| Top reward categories | Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / Rs 100 spent; Dining, movie, and international spends: 10 Reward Points / Rs 100 spent; Other eligible retail purchases: 2 Reward Points / Rs 100 spent | Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 12,000 bonus Reward Points on overall annual retail spends of Rs 3 lakh | Earn 3,000 reward points on spending Rs 3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent Rs 1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading, rent payments, digital gaming transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |