Landmark Rewards SELECT Credit Card
Rs 1,499Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Shopping, Lifestyle, Dining
Top rewards
Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / ₹100 spent; Dining, Movie, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 2 Reward Points / ₹100 spent
Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending ₹75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending ₹75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
Lifestyle, Movies, Lounge, Dining, Travel
Top rewards
Domestic Retail Spends: 2 Reward Points / ₹100 spent; International Spends: 4 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent
| Feature | Landmark Rewards SELECT Credit Card | Rubyx Credit Card |
|---|---|---|
| Issuer | SBI Card | ICICI Bank |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 3,000 |
| Annual fee | Rs 1,499 | Rs 2,000 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Shopping, Lifestyle, Dining | Lifestyle, Movies, Lounge, Dining, Travel |
| Top reward categories | Landmark Stores (Lifestyle, Max, Home Centre, Spar, Babyshop, EasyBuy): 15 Reward Points / ₹100 spent; Dining, Movie, And International Spends: 10 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 2 Reward Points / ₹100 spent | Domestic Retail Spends: 2 Reward Points / ₹100 spent; International Spends: 4 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 12,000 bonus Reward Points on overall annual retail spends of ₹3 lakh | Earn 3,000 reward points on spending ₹3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent ₹1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Air miles: upto ₹ 0.1667 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading, rent payments, digital gaming transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |