KrisFlyer Credit Card
Rs 2,999Annual fee
4Domestic lounge
Domestic lounge conditions
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
Singapore Airlines, International Travel, Travel, Lounge
Top rewards
Singapore Airlines Group Spends: 5 KrisFlyer Miles per ₹200; International Spends: 5 KrisFlyer Miles per ₹200; Other Eligible Spends: 2 KrisFlyer Miles per ₹200
PowerMiles Credit Card
Rs 5,000Annual fee
Rs 4,80,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) at 40+ lounges.
- 1 complimentary international airport lounge visit per calendar quarter (4 per year) at 1000+ lounges worldwide.
2%Forex markup
Best for
Travel, International, Lounge, Premium
Top rewards
International POS And Online Purchases: 9 Reward Points / ₹100 spent (3X on international); All Other Retail Spends: 3 Reward Points / ₹100 spent
| Feature | KrisFlyer Credit Card | PowerMiles Credit Card |
|---|---|---|
| Issuer | SBI Card | Equitas Small Finance Bank |
| Network | American Express | Visa |
| Joining fee | Rs 2,999 | Rs 5,000 |
| Annual fee | Rs 2,999 | Rs 5,000 |
| Fee waiver spend | - | Rs 4,80,000 |
| Reward type | KrisFlyer Miles | Reward Points |
| Best for | Singapore Airlines, International Travel, Travel, Lounge | Travel, International, Lounge, Premium |
| Top reward categories | Singapore Airlines Group Spends: 5 KrisFlyer Miles per ₹200; International Spends: 5 KrisFlyer Miles per ₹200; Other Eligible Spends: 2 KrisFlyer Miles per ₹200 | International POS And Online Purchases: 9 Reward Points / ₹100 spent (3X on international); All Other Retail Spends: 3 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | 3,000 bonus KrisFlyer Miles on reaching ₹3 Lakh in annual spends, KrisFlyer Elite Silver tier upgrade on reaching annual spends of ₹2.5 Lakh on Singapore Airlines Group booking channels | Not Listed |
| Redemption | Air miles: upto ₹ 0.8 per point | Not Listed |
| Key exclusions | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions | Fuel transactions (surcharge waiver only, no reward points), Cash advance transactions, EMI conversion transactions, Wallet loading transactions, Rent payments, Government spends & tax payments |