IRCTC SBI Platinum Card
Rs 500Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary railway lounge visits per year in India, capped at 1 per quarter, for the primary cardholder.
3.5%Forex markup
Best for
railway, irctc, travel, railway lounge, low fee
Top rewards
Eligible AC rail ticket bookings on IRCTC: 10 Reward Points / Rs 125 spent; Other eligible non-fuel retail purchases: 1 Reward Point / Rs 125 spent
IRCTC SBI Card on RuPay
Rs 500Annual fee
0Domestic lounge
3.5%Forex markup
Best for
railway, irctc, travel, rupay, low fee
Top rewards
Eligible railway ticket bookings on IRCTC: 10 Reward Points / Rs 100 spent; Other eligible non-fuel retail purchases: 1 Reward Point / Rs 125 spent
| Feature | IRCTC SBI Platinum Card | IRCTC SBI Card on RuPay |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | RuPay |
| Joining fee | Rs 500 | Rs 500 |
| Annual fee | Rs 500 | Rs 500 |
| Reward type | reward points | reward points |
| Best for | railway, irctc, travel, railway lounge, low fee | railway, irctc, travel, rupay, low fee |
| Top reward categories | Eligible AC rail ticket bookings on IRCTC: 10 Reward Points / Rs 125 spent; Other eligible non-fuel retail purchases: 1 Reward Point / Rs 125 spent | Eligible railway ticket bookings on IRCTC: 10 Reward Points / Rs 100 spent; Other eligible non-fuel retail purchases: 1 Reward Point / Rs 125 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Not listed |
| Key exclusions | fuel, cash withdrawal, fees and charges, disputed transactions | fuel, cash withdrawal, fees and charges, disputed transactions |