IDFC FIRST Mayura Credit Card
Rs 5,999Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per quarter (including 1 guest visit), subject to a minimum spend of Rs 20,000 in the previous calendar month.
- 4 complimentary international airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
0%Forex markup
Best for
metal card, zero forex, lounge, golf, premium
Top rewards
Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent
IDFC FIRST Ashva Credit Card
Rs 2,999Annual fee
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
- 2 complimentary international airport lounge visits per quarter, subject to a minimum spend of Rs 20,000 in the previous calendar month.
1%Forex markup
Best for
metal card, lifestyle, lounge, golf, low forex
Top rewards
Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent
| Feature | IDFC FIRST Mayura Credit Card | IDFC FIRST Ashva Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | IDFC FIRST Bank |
| Network | Visa | Visa |
| Joining fee | Rs 5,999 | Rs 2,999 |
| Annual fee | Rs 5,999 | Rs 2,999 |
| Reward type | reward points | reward points |
| Best for | metal card, zero forex, lounge, golf, premium | metal card, lifestyle, lounge, golf, low forex |
| Top reward categories | Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent | Dining, Travel, Online, International, Birthday, and incremental spends above Rs 20,000: 10 Reward Points per Rs 150 spent; Other retail spends up to Rs 20,000: 5 Reward Points per Rs 150 spent; Rent, education, wallet load, and government spends: 3 Reward Points per Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | 16 |
| International lounge | 16 | 8 |
| Forex markup | 0% | 1% |
| Milestone benefits | Earn 7,500 Reward Points on annual spending of Rs 8 Lakh, Earn 15,000 Reward Points on annual spending of Rs 15 Lakh | Earn 7,500 Reward Points on annual spending of Rs 8 Lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, EMI transactions, Cash withdrawal / cash advance transactions | Fuel transactions, EMI transactions, Cash withdrawal / cash advance transactions |