ICICI Bank Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
lifestyle, movies, lounge, dining, travel
Top rewards
Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
Landmark Rewards SBI Card PRIME
Rs 2,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass standard membership is complimentary; post the 4 complimentary international lounge visits per year, visit charges apply at the programme's prevailing rate.
3.5%Forex markup
Best for
shopping, lifestyle, dining, movies, lounge
Top rewards
Online and retail Landmark stores: 25 Reward Points / Rs 100; dining, movies, and international spends: 10 Reward Points / Rs 100; other retail purchases: 2 Reward Points / Rs 100
| Feature | ICICI Bank Rubyx Credit Card | Landmark Rewards SBI Card PRIME |
|---|---|---|
| Issuer | ICICI Bank | SBI Card |
| Network | Visa, Mastercard, American Express | Visa |
| Joining fee | Rs 3,000 | Rs 2,999 |
| Annual fee | Rs 2,000 | Rs 2,999 |
| Fee waiver spend | Rs 3,00,000 | - |
| Reward type | reward points | reward points |
| Best for | lifestyle, movies, lounge, dining, travel | shopping, lifestyle, dining, movies, lounge |
| Top reward categories | Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent | Online and retail Landmark stores: 25 Reward Points / Rs 100; dining, movies, and international spends: 10 Reward Points / Rs 100; other retail purchases: 2 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn 3,000 reward points on spending Rs 3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent Rs 1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year | 20,000 bonus Reward Points on overall annual retail spends of Rs 5 lakh |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | fuel, rent, cash withdrawal, balance transfer, wallet loading, government transactions |