ICICI Bank Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
lifestyle, movies, lounge, dining, travel
Top rewards
Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
Adani One ICICI Bank Signature Credit Card
Rs 5,000Annual fee
Rs 6,00,000Fee waiver spend
16Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge accesses per quarter (16 per year)
- Domestic lounge: 4 complimentary visits per quarter via Visa Lounge Access; 16 per year total.
- Premium lounge upgrades at Adani-managed airports
- 2 complimentary international airport lounge accesses per year
- Premium lounge upgrades at Adani-managed airports
- International lounge: 2 complimentary visits per year.
3.5%Forex markup
Best for
adani, airport, travel, lounge, movies
Top rewards
Adani One ecosystem spends (flights, hotels, airports, CNG, electricity, Trainman): 7% Adani Reward Points; International spends: 2% Adani Reward Points; Other domestic spends (excl. fuel, rent): 1.5% Adani Reward Points
| Feature | ICICI Bank Rubyx Credit Card | Adani One ICICI Bank Signature Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa, Mastercard, American Express | Visa |
| Joining fee | Rs 3,000 | Rs 5,000 |
| Annual fee | Rs 2,000 | Rs 5,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 6,00,000 |
| Reward type | reward points | adani reward points |
| Best for | lifestyle, movies, lounge, dining, travel | adani, airport, travel, lounge, movies |
| Top reward categories | Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent | Adani One ecosystem spends (flights, hotels, airports, CNG, electricity, Trainman): 7% Adani Reward Points; International spends: 2% Adani Reward Points; Other domestic spends (excl. fuel, rent): 1.5% Adani Reward Points |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 16 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn 3,000 reward points on spending Rs 3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent Rs 1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year | Not listed |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | Fuel payments, Rent payments, EMI transactions, Insurance payments, Credit card bill payments, Income tax payments |