MakeMyTrip Credit Card
Rs 999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (8 visits per year, max 2 per quarter) requires spending ₹75,000 in the previous calendar quarter.
- Complimentary international lounge access (1 visit per year) requires Priority Pass membership.
0.99%Forex markup
Best for
Travel, Makemytrip, Low Forex, Lounge, Rupay
Top rewards
MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent
Times Black Credit Card
Rs 20,000Annual fee
Rs 25,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Priority Pass is provided to both primary and Plus cardholders.
1.49%Forex markup
Best for
Luxury, Travel, Lounge, Low Forex, Premium
Top rewards
International Spends: 2.5 Reward Points / ₹100 spent; Utility, Insurance, Education & Government Spends: 2 Reward Points / ₹100 spent; Other Spends: 2 Reward Points / ₹100 spent
| Feature | MakeMyTrip Credit Card | Times Black Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 999 | Rs 20,000 |
| Annual fee | Rs 999 | Rs 20,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 25,00,000 |
| Reward type | MyCash | ICICI Bank Reward Points |
| Best for | Travel, Makemytrip, Low Forex, Lounge, Rupay | Luxury, Travel, Lounge, Low Forex, Premium |
| Top reward categories | MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent | International Spends: 2.5 Reward Points / ₹100 spent; Utility, Insurance, Education & Government Spends: 2 Reward Points / ₹100 spent; Other Spends: 2 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | Unlimited |
| International lounge | 1 | Unlimited |
| Forex markup | 0.99% | 1.49% |
| Milestone benefits | Upgrade to a higher MMTBLACK membership tier on spending ₹2 lakh or more on MakeMyTrip annually | Klook international experiences worth ₹10,000 on reaching ₹2 Lakh annual spend, WeWork day passes or airport transfers worth ₹10,000 on reaching ₹5 Lakh annual spend, Tata CLiQ Luxury Gift Card worth ₹10,000 on reaching ₹10 Lakh annual spend, One-night luxury stay at Ayatana or Lohono worth ₹20,000 on reaching ₹20 Lakh annual spend |
| Redemption | Not Listed | SmartBuy travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, EMI transactions, Balance transfers | fuel transactions, rent payments, EMI transactions |