MakeMyTrip Credit Card
Rs 999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (8 visits per year, max 2 per quarter) requires spending ₹75,000 in the previous calendar quarter.
- Complimentary international lounge access (1 visit per year) requires Priority Pass membership.
0.99%Forex markup
Best for
Travel, Makemytrip, Low Forex, Lounge, Rupay
Top rewards
MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent
Adani One Platinum Credit Card
Rs 750Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Domestic lounge: 2 complimentary visits per quarter via Visa Lounge Access; 8 per year total. Excluded from the standard ICICI ₹75,000 quarterly spend threshold requirement.
- 2 complimentary domestic airport lounge accesses per quarter (8 per year)
- 2 complimentary premium domestic lounge upgrades per quarter at Adani-managed airports
- Other airport perks: 2 complimentary premium lounge upgrades per quarter, 2 premium car parking and 2 valet car parking services per year, 4 domestic porter services per year.
- International lounge: No complimentary access.
3.5%Forex markup
Best for
Adani, Airport, Travel, Lounge, Movies
Top rewards
Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points
| Feature | MakeMyTrip Credit Card | Adani One Platinum Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 999 | Rs 750 |
| Annual fee | Rs 999 | Rs 750 |
| Fee waiver spend | Rs 3,00,000 | Rs 3,00,000 |
| Reward type | MyCash | Adani Reward Points |
| Best for | Travel, Makemytrip, Low Forex, Lounge, Rupay | Adani, Airport, Travel, Lounge, Movies |
| Top reward categories | MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent | Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 1 | 0 |
| Forex markup | 0.99% | 3.5% |
| Milestone benefits | Upgrade to a higher MMTBLACK membership tier on spending ₹2 lakh or more on MakeMyTrip annually | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, EMI transactions, Balance transfers | Fuel payments, Rent payments, EMI transactions, Insurance payments, Credit card bill payments, Income tax payments |