ICICI Bank HPCL Coral Credit Card
Rs 199Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
Domestic lounge conditions
- No domestic or international lounge access on this card.
3.5%Forex markup
Best for
fuel, hpcl, movies, entry level
Top rewards
Fuel spends at HPCL outlets: 2.5% cashback; Retail spends (excl. fuel): 2 Reward Points / Rs 100 spent
ICICI Bank Coral RuPay Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Offers 1 complimentary domestic airport lounge access per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Offers 1 complimentary domestic railway lounge access per quarter (no spends criteria).
- One complimentary domestic railway lounge visit per quarter
3.5%Forex markup
Best for
upi, movies, railway lounge, entry level, rupay
Top rewards
Other retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Merchant UPI spends: 2 Reward Points / Rs 100 spent
| Feature | ICICI Bank HPCL Coral Credit Card | ICICI Bank Coral RuPay Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa | RuPay |
| Joining fee | Rs 199 | Rs 500 |
| Annual fee | Rs 199 | Rs 500 |
| Fee waiver spend | Rs 50,000 | Rs 1,50,000 |
| Reward type | cashback and reward points | reward points |
| Best for | fuel, hpcl, movies, entry level | upi, movies, railway lounge, entry level, rupay |
| Top reward categories | Fuel spends at HPCL outlets: 2.5% cashback; Retail spends (excl. fuel): 2 Reward Points / Rs 100 spent | Other retail spends: 2 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Merchant UPI spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 2,000 reward points on spending Rs 2,00,000 and 1,000 reward points each time Rs 1,00,000 spend is crossed thereafter in an anniversary year, capped at 10,000 points per year |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |