Amazon Pay Credit Card
Rs 0Annual fee
0Domestic lounge
1.99%Forex markup
Best for
Amazon, Amazon Pay Merchants, Online, Lifetime Free
Top rewards
Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback
Kiwi Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of ₹50,000 + 1 lounge access
- Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of ₹1,00,000 + 1 lounge access
- Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of ₹1,50,000 + 1 lounge access
3.5%Forex markup
Best for
UPI, Lifetime Free, Cashback, Kiwi
Top rewards
Eligible UPI Spends Via Kiwi: 1.5% cashback
| Feature | Amazon Pay Credit Card | Kiwi Credit Card |
|---|---|---|
| Issuer | ICICI Bank | YES Bank |
| Network | Visa | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Cashback | Cashback And Reward Points |
| Best for | Amazon, Amazon Pay Merchants, Online, Lifetime Free | UPI, Lifetime Free, Cashback, Kiwi |
| Top reward categories | Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback | Eligible UPI Spends Via Kiwi: 1.5% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | Not Listed | Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of ₹50,000 + 1 lounge access, Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of ₹1,00,000 + 1 lounge access, Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of ₹1,50,000 + 1 lounge access |
| Redemption | Not Listed | Statement credit: upto ₹ 1 per point |
| Key exclusions | fuel, rent transactions, gold, silver, and precious metals, tax-related payments, education transactions, international transactions | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |