Amazon Pay ICICI Bank Credit Card
Rs 0Annual fee
0Domestic lounge
1.99%Forex markup
Best for
amazon, amazon pay merchants, online, lifetime free
Top rewards
Amazon.in (Prime members): 5% cashback; Amazon.in (Non-Prime members): 3% cashback; Amazon Pay partner merchants: 2% cashback
YES Bank Kiwi Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access
- Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access
- Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access
3.5%Forex markup
Best for
upi, lifetime free, cashback, kiwi
Top rewards
Eligible UPI spends via Kiwi: 1.5% cashback
| Feature | Amazon Pay ICICI Bank Credit Card | YES Bank Kiwi Credit Card |
|---|---|---|
| Issuer | ICICI Bank | YES Bank |
| Network | Visa | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | cashback | cashback and reward points |
| Best for | amazon, amazon pay merchants, online, lifetime free | upi, lifetime free, cashback, kiwi |
| Top reward categories | Amazon.in (Prime members): 5% cashback; Amazon.in (Non-Prime members): 3% cashback; Amazon Pay partner merchants: 2% cashback | Eligible UPI spends via Kiwi: 1.5% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | Not listed | Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access, Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access, Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access |
| Redemption | Not listed | Statement credit: upto Rs 1 per point |
| Key exclusions | fuel, rent transactions, gold, silver, and precious metals, tax-related payments, education transactions, international transactions | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |