Adani One ICICI Bank Platinum Credit Card
Rs 750Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Domestic lounge: 2 complimentary visits per quarter via Visa Lounge Access; 8 per year total. Excluded from the standard ICICI Rs 75,000 quarterly spend threshold requirement.
- 2 complimentary domestic airport lounge accesses per quarter (8 per year)
- 2 complimentary premium domestic lounge upgrades per quarter at Adani-managed airports
- Other airport perks: 2 complimentary premium lounge upgrades per quarter, 2 premium car parking and 2 valet car parking services per year, 4 domestic porter services per year.
- International lounge: No complimentary access.
3.5%Forex markup
Best for
adani, airport, travel, lounge, movies
Top rewards
Adani One ecosystem spends (flights, hotels, airports, CNG, electricity, Trainman): 3% Adani Reward Points; International spends: 1.5% Adani Reward Points; Other domestic spends (excl. fuel, rent): 1% Adani Reward Points
ICICI Bank Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
lifestyle, movies, lounge, dining, travel
Top rewards
Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
| Feature | Adani One ICICI Bank Platinum Credit Card | ICICI Bank Rubyx Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 750 | Rs 3,000 |
| Annual fee | Rs 750 | Rs 2,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 3,00,000 |
| Reward type | adani reward points | reward points |
| Best for | adani, airport, travel, lounge, movies | lifestyle, movies, lounge, dining, travel |
| Top reward categories | Adani One ecosystem spends (flights, hotels, airports, CNG, electricity, Trainman): 3% Adani Reward Points; International spends: 1.5% Adani Reward Points; Other domestic spends (excl. fuel, rent): 1% Adani Reward Points | Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Earn 3,000 reward points on spending Rs 3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent Rs 1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year |
| Redemption | Not listed | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel payments, Rent payments, EMI transactions, Insurance payments, Credit card bill payments, Income tax payments | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |