Adani One Platinum Credit Card
Rs 750Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Domestic lounge: 2 complimentary visits per quarter via Visa Lounge Access; 8 per year total. Excluded from the standard ICICI ₹75,000 quarterly spend threshold requirement.
- 2 complimentary domestic airport lounge accesses per quarter (8 per year)
- 2 complimentary premium domestic lounge upgrades per quarter at Adani-managed airports
- Other airport perks: 2 complimentary premium lounge upgrades per quarter, 2 premium car parking and 2 valet car parking services per year, 4 domestic porter services per year.
- International lounge: No complimentary access.
3.5%Forex markup
Best for
Adani, Airport, Travel, Lounge, Movies
Top rewards
Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points
Emeralde Credit Card
Rs 12,000Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary domestic and international lounge access for the primary cardholder; no spends criteria applies.
- Unlimited complimentary domestic and international lounge access for the primary cardholder; no spends criteria applies.
2%Forex markup
Best for
Premium, Travel, Lounge, Golf, Movies
Top rewards
International Spends: 4 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Other Spends: 4 Reward Points / ₹100 spent
| Feature | Adani One Platinum Credit Card | Emeralde Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa | Mastercard, American Express |
| Joining fee | Rs 750 | Rs 12,000 |
| Annual fee | Rs 750 | Rs 12,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 10,00,000 |
| Reward type | Adani Reward Points | Reward Points |
| Best for | Adani, Airport, Travel, Lounge, Movies | Premium, Travel, Lounge, Golf, Movies |
| Top reward categories | Adani One Ecosystem Spends (flights, Hotels, Airports, CNG, Electricity, Trainman): 3% Adani Reward Points; International Spends: 1.5% Adani Reward Points; Other Domestic Spends (excl. Fuel, Rent): 1% Adani Reward Points | International Spends: 4 Reward Points / ₹100 spent; Utility & Insurance Spends: 1 Reward Point / ₹100 spent; Other Spends: 4 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | Unlimited |
| International lounge | 0 | Unlimited |
| Forex markup | 3.5% | 2% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Air miles: upto ₹ 0.1667 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel payments, Rent payments, EMI transactions, Insurance payments, Credit card bill payments, Income tax payments | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |