HSBC Visa Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
lifetime free, rewards, air miles, fuel, travel
Top rewards
Travel spends (Travel with Points): 12 Reward Points / Rs 150 spent via Travel with Points; Other eligible spends: 2 Reward Points / Rs 150 spent
LIC Axis Bank Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
lic premium, insurance, foreign currency, lifetime free, rewards
Top rewards
LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent
| Feature | HSBC Visa Platinum Credit Card | LIC Axis Bank Platinum Credit Card |
|---|---|---|
| Issuer | HSBC Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | lifetime free, rewards, air miles, fuel, travel | lic premium, insurance, foreign currency, lifetime free, rewards |
| Top reward categories | Travel spends (Travel with Points): 12 Reward Points / Rs 150 spent via Travel with Points; Other eligible spends: 2 Reward Points / Rs 150 spent | LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.5 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, Wallet loading transactions, Educational spends, Government-related transactions, Insurance premium payments | fuel, wallet load, emi conversions, rent, education payments via third-party apps, utilities above fee threshold |