TravelOne Credit Card
Rs 4,999Annual fee
Rs 8,00,000Fee waiver spend
6Domestic lounge
3.5%Forex markup
Best for
Travel, Airlines, Hotels, Lounge, Miles
Top rewards
Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100
MILES PRIME Credit Card
Rs 2,999Annual fee
Rs 10,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits every year, capped at 2 visits per quarter.
- 1 additional domestic airport lounge visit is unlocked on every ₹1 lakh spend, capped at 12 additional visits per year, taking the total annual domestic lounge access up to 20 visits.
- Complimentary Priority Pass membership worth $99 is provided for the first 2 years.
- 4 complimentary international airport lounge visits every year, capped at 2 visits per quarter.
- Post complimentary visits, a usage fee of $27 plus taxes is applicable.
2.5%Forex markup
Best for
Travel, Air Miles, Hotel Points, Domestic Lounge, International Lounge
Top rewards
Travel Spends: 4 Travel Credits / ₹200 spent; Other Eligible Spends: 2 Travel Credits / ₹200 spent
| Feature | TravelOne Credit Card | MILES PRIME Credit Card |
|---|---|---|
| Issuer | HSBC Bank | SBI Card |
| Network | Mastercard | Mastercard, RuPay |
| Joining fee | Rs 4,999 | Rs 2,999 |
| Annual fee | Rs 4,999 | Rs 2,999 |
| Fee waiver spend | Rs 8,00,000 | Rs 10,00,000 |
| Reward type | Reward Points | Travel Credits |
| Best for | Travel, Airlines, Hotels, Lounge, Miles | Travel, Air Miles, Hotel Points, Domestic Lounge, International Lounge |
| Top reward categories | Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100 | Travel Spends: 4 Travel Credits / ₹200 spent; Other Eligible Spends: 2 Travel Credits / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 6 | 8 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 2.5% |
| Milestone benefits | 10,000 bonus reward points on annual spends above ₹12 lakh | 10,000 bonus Travel Credits on annual spends of ₹8 lakh |
| Redemption | Air miles: upto ₹ 1 per point | SmartBuy travel: upto ₹ 0.5 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Utilities, Fuel, Tax payments, Real estate and property managers, Non-financial institutions, Money transfers | fuel, utilities, insurance, wallet loading, rent and property management payments, school and education services |