HSBC RuPay Cashback Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per calendar quarter).
- 2 complimentary international lounge visits per calendar year.
3.5%Forex markup
Best for
rupay, upi, cashback, dining, grocery
Top rewards
Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback
HSBC Live+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per year (1 per calendar quarter).
3.5%Forex markup
Best for
dining, food delivery, grocery, cashback, lounge
Top rewards
Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1.5% Cashback
| Feature | HSBC RuPay Cashback Credit Card | HSBC Live+ Credit Card |
|---|---|---|
| Issuer | HSBC Bank | HSBC Bank |
| Network | RuPay | Visa |
| Joining fee | Rs 499 | Rs 999 |
| Annual fee | Rs 499 | Rs 999 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | cashback | cashback |
| Best for | rupay, upi, cashback, dining, grocery | dining, food delivery, grocery, cashback, lounge |
| Top reward categories | Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback | Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1.5% Cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 4 |
| International lounge | 2 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments |