Tata Neu Infinity HDFC Bank Credit Card
Rs 1,499Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Domestic lounge access became milestone based from 10-Jun-2025: Tata Neu Infinity earns 2 lounge vouchers per calendar quarter on spends of Rs 50,000 or more.
- For the Visa variant, Priority Pass is issued only on request from 01-Jun-2025. You and your add-on member can together avail up to 4 complimentary international lounge visits per calendar year, capped at 1 per quarter.
- For the RuPay variant, international lounge access is 4 complimentary visits per calendar year outside India, capped at 1 per quarter, with a temporary transaction charge reversal flow as per HDFC terms.
3.5%Forex markup
Best for
tata neu, tata brands, upi, domestic lounge, international lounge
Top rewards
Tata Neu and partner Tata brands with NeuPass: Up to 10% back as NeuCoins; partner Tata brands: 5% back as NeuCoins; other eligible spends: 1.5% back as NeuCoins
Tata Neu Plus SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 domestic airport lounge visits every year, capped at 1 per quarter, apply only if spends in the previous quarter are at least Rs 50,000.
3.5%Forex markup
Best for
tata neu, tata brands, upi, domestic lounge
Top rewards
Select categories on Tata Neu App/Website: Up to 7% Value Back as NeuCoins; Partner Tata brands and other Tata Neu spends: 2% Value Back as NeuCoins; UPI spends on RuPay variant: 1% Value Back as NeuCoins
| Feature | Tata Neu Infinity HDFC Bank Credit Card | Tata Neu Plus SBI Card |
|---|---|---|
| Issuer | HDFC Bank | SBI Card |
| Network | Visa, RuPay | Visa, RuPay |
| Joining fee | Rs 1,499 | Rs 499 |
| Annual fee | Rs 1,499 | Rs 499 |
| Fee waiver spend | Rs 3,00,000 | Rs 1,00,000 |
| Reward type | NeuCoins | NeuCoins |
| Best for | tata neu, tata brands, upi, domestic lounge, international lounge | tata neu, tata brands, upi, domestic lounge |
| Top reward categories | Tata Neu and partner Tata brands with NeuPass: Up to 10% back as NeuCoins; partner Tata brands: 5% back as NeuCoins; other eligible spends: 1.5% back as NeuCoins | Select categories on Tata Neu App/Website: Up to 7% Value Back as NeuCoins; Partner Tata brands and other Tata Neu spends: 2% Value Back as NeuCoins; UPI spends on RuPay variant: 1% Value Back as NeuCoins |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 4 |
| International lounge | 4 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Not listed |
| Key exclusions | fuel spends, wallet loads, gift or prepaid card loads, and voucher purchases, cash advances, payment of outstanding balances, payment of card fees and other charges, Smart EMI and Dial an EMI transactions | fuel, wallet loads, gift or prepaid card loads, and voucher purchases, rental transactions, government related transactions, education payments, cash advances |