PIXEL Play Credit Card
Rs 500Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Customizable Cashback, UPI, Online Shopping, Payzapp
Top rewards
Selected 5% Merchant Packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion): 5% Cashback; SmartBuy Transactions: 5% Cashback; Selected 3% E-Commerce Platform (Amazon, Flipkart, Or PayZapp): 3% Cashback
PIXEL Go Credit Card
Rs 250Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Digital First, UPI, SmartBuy, Payzapp, Cashback
Top rewards
SmartBuy Transactions: 5% Cashback; UPI Transactions (RuPay Variant): 1% Cashback; Online Spends: 1% Cashback
| Feature | PIXEL Play Credit Card | PIXEL Go Credit Card |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Visa, RuPay | Visa, RuPay |
| Joining fee | Rs 500 | Rs 250 |
| Annual fee | Rs 500 | Rs 250 |
| Fee waiver spend | Rs 1,00,000 | Rs 50,000 |
| Reward type | Cashback And PIXEL CashPoints | Cashback And PIXEL CashPoints |
| Best for | Customizable Cashback, UPI, Online Shopping, Payzapp | Digital First, UPI, SmartBuy, Payzapp, Cashback |
| Top reward categories | Selected 5% Merchant Packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion): 5% Cashback; SmartBuy Transactions: 5% Cashback; Selected 3% E-Commerce Platform (Amazon, Flipkart, Or PayZapp): 3% Cashback | SmartBuy Transactions: 5% Cashback; UPI Transactions (RuPay Variant): 1% Cashback; Online Spends: 1% Cashback |
| SmartBuy / accelerated caps | SmartBuy Transactions: Monthly 500 Cashback And PIXEL CashPoints | SmartBuy Transactions: Monthly 500 Cashback And PIXEL CashPoints |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Joining fee waiver on spending ₹20,000 within 90 days of issuance, Renewal fee waived on spending ₹1 lakh or more in the preceding 12 months | Joining fee waiver on spending ₹10,000 within 90 days of issuance |
| Redemption | Statement credit: upto ₹ 1 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Wallet loading transactions, Rent payments, Government related transactions, EMI transactions (including post-facto EMI conversions), Cash advances / cash withdrawals | Fuel transactions, Wallet loading transactions, Rent payments, Government related transactions, EMI transactions (including post-facto EMI conversions), Cash advances / cash withdrawals |