PIXEL Play Credit Card
Rs 500Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Customizable Cashback, UPI, Online Shopping, Payzapp
Top rewards
Selected 5% Merchant Packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion): 5% Cashback; SmartBuy Transactions: 5% Cashback; Selected 3% E-Commerce Platform (Amazon, Flipkart, Or PayZapp): 3% Cashback
PhonePe Uno Credit Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Phonepe, UPI, Utilities, Online Shopping
Top rewards
Select PhonePe Transactions (recharges, Utilities, Bill Payments, And Travel): 2 Reward Points / ₹100 spent; Select Online Platforms (Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, And Uber): 1 Reward Point / ₹100 spent; UPI Scan & Pay Transactions: 1 Reward Point / ₹100 spent
| Feature | PIXEL Play Credit Card | PhonePe Uno Credit Card |
|---|---|---|
| Issuer | HDFC Bank | HDFC Bank |
| Network | Visa, RuPay | RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 1,00,000 | Rs 1,00,000 |
| Reward type | Cashback And PIXEL CashPoints | Cashback And Reward Points |
| Best for | Customizable Cashback, UPI, Online Shopping, Payzapp | Phonepe, UPI, Utilities, Online Shopping |
| Top reward categories | Selected 5% Merchant Packs (Dining & Entertainment, Travel, Grocery, Electronics, Fashion): 5% Cashback; SmartBuy Transactions: 5% Cashback; Selected 3% E-Commerce Platform (Amazon, Flipkart, Or PayZapp): 3% Cashback | Select PhonePe Transactions (recharges, Utilities, Bill Payments, And Travel): 2 Reward Points / ₹100 spent; Select Online Platforms (Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, And Uber): 1 Reward Point / ₹100 spent; UPI Scan & Pay Transactions: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | SmartBuy Transactions: Monthly 500 Cashback And PIXEL CashPoints | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Joining fee waiver on spending ₹20,000 within 90 days of issuance, Renewal fee waived on spending ₹1 lakh or more in the preceding 12 months | Not Listed |
| Redemption | Statement credit: upto ₹ 1 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Wallet loading transactions, Rent payments, Government related transactions, EMI transactions (including post-facto EMI conversions), Cash advances / cash withdrawals | Fuel transactions, Wallet loading transactions, Rent payments, Government related transactions, EMI transactions (including post-facto EMI conversions), Education payments |