Marriott Bonvoy HDFC Bank Credit Card
Rs 3,000Annual fee
12Domestic lounge
Domestic lounge conditions
- The card offers 12 total complimentary lounge accesses per year across domestic and international lounges.
- International lounge access is provided via the DCI travel tool app.
3.5%Forex markup
Best for
marriott, hotels, travel, lounge, golf
Top rewards
marriott: 8 Marriott Bonvoy Points / Rs 150; travel, dining and entertainment: 4 Marriott Bonvoy Points / Rs 150; others: 2 Marriott Bonvoy Points / Rs 150
YES BANK RESERV Credit Card
Rs 2,499Annual fee
Rs 3,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 3 complimentary domestic lounge visits per quarter for primary cardmember
- Domestic lounge access is subject to a spend threshold of Rs 1,00,000 in the previous calendar quarter.
- 6 complimentary international lounge visits in 12 months for primary and add-on cardmembers
1.75%Forex markup
Best for
premium, travel, lounge, movies, golf
Top rewards
Online spends: 24 YES Rewardz Points / Rs 200 spent; Other retail spends: 12 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 6 YES Rewardz Points / Rs 200 spent
| Feature | Marriott Bonvoy HDFC Bank Credit Card | YES BANK RESERV Credit Card |
|---|---|---|
| Issuer | HDFC Bank | YES Bank |
| Network | Diners Club | Mastercard, Visa, RuPay |
| Joining fee | Rs 3,000 | Rs 2,499 |
| Annual fee | Rs 3,000 | Rs 2,499 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | Marriott Bonvoy Points | YES Rewardz points |
| Best for | marriott, hotels, travel, lounge, golf | premium, travel, lounge, movies, golf |
| Top reward categories | marriott: 8 Marriott Bonvoy Points / Rs 150; travel, dining and entertainment: 4 Marriott Bonvoy Points / Rs 150; others: 2 Marriott Bonvoy Points / Rs 150 | Online spends: 24 YES Rewardz Points / Rs 200 spent; Other retail spends: 12 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 6 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 12 | 12 |
| International lounge | 12 | 6 |
| Forex markup | 3.5% | 1.75% |
| Milestone benefits | 1 Free Night Award redeemable for a one-night stay up to 15,000 Marriott Bonvoy Points on eligible spend of Rs 6 lakh in an anniversary year, 1 Free Night Award redeemable for a one-night stay up to 15,000 Marriott Bonvoy Points on eligible spend of Rs 9 lakh in an anniversary year, 1 Free Night Award redeemable for a one-night stay up to 15,000 Marriott Bonvoy Points on eligible spend of Rs 15 lakh in an anniversary year | Not listed |
| Redemption | Not listed | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel transactions, online gaming transactions, Smart EMI and Dial an EMI transactions, cash advances, payment of outstanding balances, payment of card fees and other charges | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions (including post-purchase and instant EMI) |