Signet Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (subject to minimum spend of ₹20,000 in the preceding quarter).
3.5%Forex markup
Best for
Lifetime Free, Entry Level, Electronics, Entertainment, Movies
Top rewards
Electronics And Apparel Spends: 3 Reward Points / ₹100 spent; Entertainment Spends: 2 Reward Points / ₹100 spent; All Other Retail Spends: 1 Reward Point / ₹100 spent
Platinum RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
UPI, Lifetime Free, Entry Level
Top rewards
UPI: 2 reward points per ₹100; Utility, Insurance, Government, And Rent Spends: 0.7 reward points per ₹100; Base: 1 reward point per ₹100
| Feature | Signet Credit Card | Platinum RuPay Credit Card |
|---|---|---|
| Issuer | Federal Bank | IndusInd Bank |
| Network | Mastercard | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Reward Points | Reward Points |
| Best for | Lifetime Free, Entry Level, Electronics, Entertainment, Movies | UPI, Lifetime Free, Entry Level |
| Top reward categories | Electronics And Apparel Spends: 3 Reward Points / ₹100 spent; Entertainment Spends: 2 Reward Points / ₹100 spent; All Other Retail Spends: 1 Reward Point / ₹100 spent | UPI: 2 reward points per ₹100; Utility, Insurance, Government, And Rent Spends: 0.7 reward points per ₹100; Base: 1 reward point per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Air miles: upto ₹ 0.0769 per point; Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.35 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions | fuel, cash advances |