Federal Bank Signet Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (subject to minimum spend of Rs 20,000 in the preceding quarter).
3.5%Forex markup
Best for
lifetime free, entry level, electronics, entertainment, movies
Top rewards
Electronics and apparel spends: 3 Reward Points / Rs 100 spent; Entertainment spends: 2 Reward Points / Rs 100 spent; All other retail spends: 1 Reward Point / Rs 100 spent
IndusInd Bank Platinum RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
upi, lifetime free, entry level
Top rewards
upi: 2 reward points per Rs 100; Utility, insurance, government, and rent spends: 0.7 reward points per Rs 100; base: 1 reward point per Rs 100
| Feature | Federal Bank Signet Credit Card | IndusInd Bank Platinum RuPay Credit Card |
|---|---|---|
| Issuer | Federal Bank | IndusInd Bank |
| Network | Mastercard | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | lifetime free, entry level, electronics, entertainment, movies | upi, lifetime free, entry level |
| Top reward categories | Electronics and apparel spends: 3 Reward Points / Rs 100 spent; Entertainment spends: 2 Reward Points / Rs 100 spent; All other retail spends: 1 Reward Point / Rs 100 spent | upi: 2 reward points per Rs 100; Utility, insurance, government, and rent spends: 0.7 reward points per Rs 100; base: 1 reward point per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.0769 per point; Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.35 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions | fuel, cash advances |