Tiga Credit Card
Rs 500Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
UPI, Cashback, Fuel
Top rewards
UPI, Contactless, And Pay-By-3 Merchant Spends: 3 Reward Points / ₹100 spent; Other Retail Spends: 1 Reward Point / ₹100 spent
Power+ Credit Card
Rs 499Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per quarter, subject to a minimum spend of ₹20,000 in the previous calendar month.
0%Forex markup
Best for
Fuel, HPCL, UPI, Grocery, Lounge
Top rewards
HPCL Fuel Spends: 30 Reward Points per INR 150 spent; Grocery And Utility Bills Spends: 30 Reward Points per INR 150 spent; Other Retail And UPI Spends: 3 Reward Points per INR 150 spent
| Feature | Tiga Credit Card | Power+ Credit Card |
|---|---|---|
| Issuer | Equitas Small Finance Bank | IDFC FIRST Bank |
| Network | Visa, RuPay | RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 1,20,000 | Rs 1,50,000 |
| Reward type | Reward Points | Reward Points |
| Best for | UPI, Cashback, Fuel | Fuel, HPCL, UPI, Grocery, Lounge |
| Top reward categories | UPI, Contactless, And Pay-By-3 Merchant Spends: 3 Reward Points / ₹100 spent; Other Retail Spends: 1 Reward Point / ₹100 spent | HPCL Fuel Spends: 30 Reward Points per INR 150 spent; Grocery And Utility Bills Spends: 30 Reward Points per INR 150 spent; Other Retail And UPI Spends: 3 Reward Points per INR 150 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 0% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions (surcharge waiver only, no reward points), Cash advance transactions, EMI conversion transactions, Wallet loading transactions, Rent payments, Government spends & tax payments | Fuel transactions at non-HPCL stations, EMI transactions, Cash withdrawal / cash advance transactions |