Doctor's Credit Card
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
Doctors, Healthcare, Medical Supplies, Travel, Lounge
Top rewards
Travel Bookings & Medical Supplies: 5 Reward Points / ₹100 spent; International Spends: 5 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 1 Reward Point / ₹100 spent
KrisFlyer Credit Card
Rs 2,999Annual fee
4Domestic lounge
Domestic lounge conditions
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
Singapore Airlines, International Travel, Travel, Lounge
Top rewards
Singapore Airlines Group Spends: 5 KrisFlyer Miles per ₹200; International Spends: 5 KrisFlyer Miles per ₹200; Other Eligible Spends: 2 KrisFlyer Miles per ₹200
| Feature | Doctor's Credit Card | KrisFlyer Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | American Express |
| Joining fee | Rs 1,499 | Rs 2,999 |
| Annual fee | Rs 1,499 | Rs 2,999 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | Reward Points | KrisFlyer Miles |
| Best for | Doctors, Healthcare, Medical Supplies, Travel, Lounge | Singapore Airlines, International Travel, Travel, Lounge |
| Top reward categories | Travel Bookings & Medical Supplies: 5 Reward Points / ₹100 spent; International Spends: 5 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 1 Reward Point / ₹100 spent | Singapore Airlines Group Spends: 5 KrisFlyer Miles per ₹200; International Spends: 5 KrisFlyer Miles per ₹200; Other Eligible Spends: 2 KrisFlyer Miles per ₹200 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | 3,000 bonus KrisFlyer Miles on reaching ₹3 Lakh in annual spends, KrisFlyer Elite Silver tier upgrade on reaching annual spends of ₹2.5 Lakh on Singapore Airlines Group booking channels |
| Redemption | Statement credit: upto ₹ 0.25 per point | Air miles: upto ₹ 0.8 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions |