BPCL OCTANE Credit Card
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year, capped at 1 visit per quarter.
3.5%Forex markup
Best for
Cashback, Fuel, BPCL, Bharatgas, Grocery, Dining
Top rewards
Fuel And Lubricant Purchases At BPCL Petrol Pumps: 25 Reward Points / ₹100; Bharatgas Online Payments: 25 Reward Points / ₹100; Grocery, Departmental Stores, Movies, And Dining: 10 Reward Points / ₹100
RuPay Cashback Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per calendar quarter).
- 2 complimentary international lounge visits per calendar year.
3.5%Forex markup
Best for
Rupay, UPI, Cashback, Dining, Grocery
Top rewards
Dining, Food Delivery, And Grocery Spends: 10% Cashback; Other Spends: 1% Cashback
| Feature | BPCL OCTANE Credit Card | RuPay Cashback Credit Card |
|---|---|---|
| Issuer | SBI Card | HSBC Bank |
| Network | Visa, RuPay | RuPay |
| Joining fee | Rs 1,499 | Rs 499 |
| Annual fee | Rs 1,499 | Rs 499 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | Cashback And Reward Points | Cashback |
| Best for | Cashback, Fuel, BPCL, Bharatgas, Grocery, Dining | Rupay, UPI, Cashback, Dining, Grocery |
| Top reward categories | Fuel And Lubricant Purchases At BPCL Petrol Pumps: 25 Reward Points / ₹100; Bharatgas Online Payments: 25 Reward Points / ₹100; Grocery, Departmental Stores, Movies, And Dining: 10 Reward Points / ₹100 | Dining, Food Delivery, And Grocery Spends: 10% Cashback; Other Spends: 1% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | balance transfers, cash advances, fees and charges, disputed transactions | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments |