Axis Bank REWARDS Credit Card
Rs 1,000Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
apparel, departmental stores, swiggy, lounge, rewards
Top rewards
Apparel and departmental stores (up to Rs 7,000 spend/month): 20 EDGE REWARD Points / Rs 125 spent on apparel and departmental stores; Other eligible retail spends: 2 EDGE REWARD Points / Rs 125 spent
Privilege Easy Credit Card
Rs 1,500Annual fee
Rs 2,50,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge accesses per calendar quarter, subject to Rs 50,000 spends in the previous 3 months
3.5%Forex markup
Best for
secured card, fixed deposit, rewards, lounge, movies
Top rewards
Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent
| Feature | Axis Bank REWARDS Credit Card | Privilege Easy Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 1,000 | Rs 1,500 |
| Annual fee | Rs 1,000 | Rs 1,500 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,50,000 |
| Reward type | edge reward points | edge reward points |
| Best for | apparel, departmental stores, swiggy, lounge, rewards | secured card, fixed deposit, rewards, lounge, movies |
| Top reward categories | Apparel and departmental stores (up to Rs 7,000 spend/month): 20 EDGE REWARD Points / Rs 125 spent on apparel and departmental stores; Other eligible retail spends: 2 EDGE REWARD Points / Rs 125 spent | Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |