REWARDS Credit Card
Rs 1,000Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
Apparel, Departmental Stores, Swiggy, Lounge, Rewards
Top rewards
Apparel And Departmental Stores (up To ₹7,000 Spend/Month): 20 EDGE REWARD Points / ₹125 spent on apparel and departmental stores; Other Eligible Retail Spends: 2 EDGE REWARD Points / ₹125 spent
My Zone Credit Card
Rs 500Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (4 per year) on spends of ₹50,000 in the last 3 months
3.5%Forex markup
Best for
Movies, Swiggy, Ajio, Entertainment, Lounge
Top rewards
Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent
| Feature | REWARDS Credit Card | My Zone Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 1,000 | Rs 500 |
| Annual fee | Rs 1,000 | Rs 500 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | EDGE Reward Points | EDGE Reward Points |
| Best for | Apparel, Departmental Stores, Swiggy, Lounge, Rewards | Movies, Swiggy, Ajio, Entertainment, Lounge |
| Top reward categories | Apparel And Departmental Stores (up To ₹7,000 Spend/Month): 20 EDGE REWARD Points / ₹125 spent on apparel and departmental stores; Other Eligible Retail Spends: 2 EDGE REWARD Points / ₹125 spent | Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | 1,000 EDGE REWARD Points on annual spends of ₹1.5 lakh for eligible customers onboarded from 1 April 2025, SonyLIV Premium membership renewal on spending ₹1.5 lakh in a card anniversary year for eligible paid-card customers onboarded before 31 March 2025 |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |