Axis Bank My Zone Credit Card
Rs 500Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (4 per year) on spends of Rs 50,000 in the last 3 months
3.5%Forex markup
Best for
movies, swiggy, ajio, entertainment, lounge
Top rewards
Eligible retail spends: 4 EDGE REWARD Points / Rs 200 spent
Axis Bank REWARDS Credit Card
Rs 1,000Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
apparel, departmental stores, swiggy, lounge, rewards
Top rewards
Apparel and departmental stores (up to Rs 7,000 spend/month): 20 EDGE REWARD Points / Rs 125 spent on apparel and departmental stores; Other eligible retail spends: 2 EDGE REWARD Points / Rs 125 spent
| Feature | Axis Bank My Zone Credit Card | Axis Bank REWARDS Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 500 | Rs 1,000 |
| Annual fee | Rs 500 | Rs 1,000 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | edge reward points | edge reward points |
| Best for | movies, swiggy, ajio, entertainment, lounge | apparel, departmental stores, swiggy, lounge, rewards |
| Top reward categories | Eligible retail spends: 4 EDGE REWARD Points / Rs 200 spent | Apparel and departmental stores (up to Rs 7,000 spend/month): 20 EDGE REWARD Points / Rs 125 spent on apparel and departmental stores; Other eligible retail spends: 2 EDGE REWARD Points / Rs 125 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 1,000 EDGE REWARD Points on annual spends of Rs 1.5 lakh for eligible customers onboarded from 1 April 2025, SonyLIV Premium membership renewal on spending Rs 1.5 lakh in a card anniversary year for eligible paid-card customers onboarded before 31 March 2025 | Not listed |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |