My Zone Credit Card
Rs 500Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (4 per year) on spends of ₹50,000 in the last 3 months
3.5%Forex markup
Best for
Movies, Swiggy, Ajio, Entertainment, Lounge
Top rewards
Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent
PRIVILEGE Credit Card
Rs 1,500Annual fee
Rs 5,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per calendar quarter, subject to ₹50,000 spends in the previous 3 months
3.5%Forex markup
Best for
Shopping, Travel, Movies, Lounge, Fee Waiver
Top rewards
Eligible Retail Spends: 10 EDGE REWARD Points / ₹200 spent
| Feature | My Zone Credit Card | PRIVILEGE Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 500 | Rs 1,500 |
| Annual fee | Rs 500 | Rs 1,500 |
| Fee waiver spend | - | Rs 5,00,000 |
| Reward type | EDGE Reward Points | EDGE Reward Points |
| Best for | Movies, Swiggy, Ajio, Entertainment, Lounge | Shopping, Travel, Movies, Lounge, Fee Waiver |
| Top reward categories | Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent | Eligible Retail Spends: 10 EDGE REWARD Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 1,000 EDGE REWARD Points on annual spends of ₹1.5 lakh for eligible customers onboarded from 1 April 2025, SonyLIV Premium membership renewal on spending ₹1.5 lakh in a card anniversary year for eligible paid-card customers onboarded before 31 March 2025 | Not Listed |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |