LIC Axis Bank Signature Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
3.5%Forex markup
Best for
lic premium, insurance, foreign currency, lounge, lifetime free
Top rewards
LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent
LIC Axis Bank Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
lic premium, insurance, foreign currency, lifetime free, rewards
Top rewards
LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent
| Feature | LIC Axis Bank Signature Credit Card | LIC Axis Bank Platinum Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | lic premium, insurance, foreign currency, lounge, lifetime free | lic premium, insurance, foreign currency, lifetime free, rewards |
| Top reward categories | LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent | LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, wallet load, emi conversions, rent, education payments via third-party apps, utilities above fee threshold | fuel, wallet load, emi conversions, rent, education payments via third-party apps, utilities above fee threshold |