Freecharge Plus Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Freecharge, Cashback, Local Commute, Dining, Low Fee
Top rewards
Freecharge App Spends: 5% Cashback on bill payments and recharges via Freecharge app; Local Commute Spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other Eligible Retail Spends: 1% Cashback on other eligible spends
Platinum Credit Card
Rs 200Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Movies, Dining, Fuel Waiver, Low Fee, Rewards
Top rewards
Domestic Spends: 6 EDGE REWARD Points / ₹200 spent; International Spends: 12 EDGE REWARD Points / ₹200 spent
| Feature | Freecharge Plus Credit Card | Platinum Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 350 | Rs 500 |
| Annual fee | Rs 350 | Rs 200 |
| Fee waiver spend | Rs 50,000 | Rs 1,00,000 |
| Reward type | Cashback | EDGE Reward Points |
| Best for | Freecharge, Cashback, Local Commute, Dining, Low Fee | Movies, Dining, Fuel Waiver, Low Fee, Rewards |
| Top reward categories | Freecharge App Spends: 5% Cashback on bill payments and recharges via Freecharge app; Local Commute Spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other Eligible Retail Spends: 1% Cashback on other eligible spends | Domestic Spends: 6 EDGE REWARD Points / ₹200 spent; International Spends: 12 EDGE REWARD Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waived on spends of ₹50,000 in the preceding card anniversary year, excluding rent and wallet load transactions | Not Listed |
| Redemption | Statement credit: upto ₹ 1 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends made outside Freecharge app, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |