Axis Bank Freecharge Plus Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
freecharge, cashback, local commute, dining, low fee
Top rewards
Freecharge app spends: 5% Cashback on bill payments and recharges via Freecharge app; Local commute spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other eligible retail spends: 1% Cashback on other eligible spends
Axis Bank Platinum Credit Card
Rs 200Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, dining, fuel waiver, low fee, rewards
Top rewards
Domestic spends: 6 EDGE REWARD Points / Rs 200 spent; International spends: 12 EDGE REWARD Points / Rs 200 spent
| Feature | Axis Bank Freecharge Plus Credit Card | Axis Bank Platinum Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 350 | Rs 500 |
| Annual fee | Rs 350 | Rs 200 |
| Fee waiver spend | Rs 50,000 | Rs 1,00,000 |
| Reward type | cashback | edge reward points |
| Best for | freecharge, cashback, local commute, dining, low fee | movies, dining, fuel waiver, low fee, rewards |
| Top reward categories | Freecharge app spends: 5% Cashback on bill payments and recharges via Freecharge app; Local commute spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other eligible retail spends: 1% Cashback on other eligible spends | Domestic spends: 6 EDGE REWARD Points / Rs 200 spent; International spends: 12 EDGE REWARD Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waived on spends of Rs 50,000 in the preceding card anniversary year, excluding rent and wallet load transactions | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends made outside Freecharge app, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |