Axis Bank Freecharge Credit Card
Rs 250Annual fee
0Domestic lounge
3.5%Forex markup
Best for
freecharge, low fee, online, monthly milestones, edge rewards
Top rewards
Eligible spends: 1 EDGE REWARD Point / Rs 200 spent
Axis Bank Freecharge Plus Credit Card
Rs 350Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
freecharge, cashback, local commute, dining, low fee
Top rewards
Freecharge app spends: 5% Cashback on bill payments and recharges via Freecharge app; Local commute spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other eligible retail spends: 1% Cashback on other eligible spends
| Feature | Axis Bank Freecharge Credit Card | Axis Bank Freecharge Plus Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 250 | Rs 350 |
| Annual fee | Rs 250 | Rs 350 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | edge reward points | cashback |
| Best for | freecharge, low fee, online, monthly milestones, edge rewards | freecharge, cashback, local commute, dining, low fee |
| Top reward categories | Eligible spends: 1 EDGE REWARD Point / Rs 200 spent | Freecharge app spends: 5% Cashback on bill payments and recharges via Freecharge app; Local commute spends: 2% Cashback on local commute spends (Ola, Uber, etc.); Other eligible retail spends: 1% Cashback on other eligible spends |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Annual fee waived on spends of Rs 50,000 in the preceding card anniversary year, excluding rent and wallet load transactions |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends made outside Freecharge app, Government services spends |