Airtel Axis Bank Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Domestic lounge access is available only if spends in the previous 3 months are at least Rs 50,000.
- The card offers 4 complimentary domestic airport lounge visits per calendar year subject to the spend condition.
3.5%Forex markup
Best for
airtel, utility bills, food delivery, bigbasket, cashback
Top rewards
Airtel recharges and bill payments via Airtel Thanks App: 25% cashback; Utility bill payments via Airtel Thanks App: 10% cashback; Swiggy and Zomato: 10% cashback
Axis Bank ACE Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access is subject to a spend threshold of Rs 50,000 in the previous three calendar months (effective 1st May 2024). Spend criteria is waived for the month of card issuance and the next three months.
3.5%Forex markup
Best for
cashback, utility bills, food delivery, ola, everyday spends
Top rewards
Utility bill payments and recharges on Google Pay: 5% cashback; Swiggy, Zomato, and Ola: 4% cashback; Other eligible spends: 1.5% cashback
| Feature | Airtel Axis Bank Credit Card | Axis Bank ACE Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | cashback | cashback |
| Best for | airtel, utility bills, food delivery, bigbasket, cashback | cashback, utility bills, food delivery, ola, everyday spends |
| Top reward categories | Airtel recharges and bill payments via Airtel Thanks App: 25% cashback; Utility bill payments via Airtel Thanks App: 10% cashback; Swiggy and Zomato: 10% cashback | Utility bill payments and recharges on Google Pay: 5% cashback; Swiggy, Zomato, and Ola: 4% cashback; Other eligible spends: 1.5% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Statement credit: upto Rs 1 per point |
| Key exclusions | fuel, rent, wallet loading transactions, EMI transactions, purchases converted to EMI post facto, purchase of jewellery items | fuel spends, rental payments, wallet loading transactions, insurance premium payments, educational services, government services |