SimplifyCards take:A good fit if you want a card built for tata neu, tata brands, and UPI
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Best for Tata Neu And Partner Tata Brands With NeuPassBest for
Up to 7% back as NeuCoins
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for tata neu, tata brands, and UPIBottom line
It combines complimentary airport lounge access and accelerated rewards on tata neu and partner tata brands with neupass
Estimate your NeuCoins
Adjust your monthly spend to see the card's estimated annual value
How the card works
NeuCoins rates
| Category | Rate | Monthly cap |
|---|---|---|
| Tata Neu And Partner Tata Brands With NeuPass | Up to 7% back as NeuCoins | - |
| Partner Tata Brands | 2% back as NeuCoins | - |
| Other Eligible Spends | 1% back as NeuCoins | - |
| Grocery | 1% back as NeuCoins | 1,000 NeuCoins |
| Insurance | 1% back as NeuCoins | 2,000 NeuCoins |
| Utility | 1% back as NeuCoins | 2,000 NeuCoins |
| Telecom And Cable | 1% back as NeuCoins | 2,000 NeuCoins |
| UPI On RuPay Variant | Up to 1% back as NeuCoins | 500 NeuCoins |
Redemption
Tata Neu brandsupto ₹ 1 per NeuCoin
Important conditions
1
Domestic lounge4 visits per year
- Domestic lounge access became milestone based from 10-Jun-2025: Tata Neu Plus earns 1 lounge voucher per calendar quarter on spends of ₹50,000 or more
2
Fee waiverRenewal fee waived on annual spends of ₹ 1 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 499 NeuCoins on Tata Neu app as reversal of first-year membership fee after the first transaction within 30 days of card issuance
Additional benefits
- Accelerated Tata Neu earn applies on Tata Neu app or website and eligible partner Tata brands when NeuPass is linked
- NeuCoins can be used on eligible purchases on Tata Neu brands including Air India Express, Bigbasket, Croma, Westside, Tata CLiQ, IHCL, Tata 1MG, Qmin, Titan and Tanishq
- 1% fuel surcharge waiver on fuel transactions from ₹400 to ₹5,000, capped at ₹250 per statement cycle
Additional details
- Eligible UPI spends on the RuPay variant earn 0.25% via any UPI ID and an additional 0.75% via Tata Neu UPI ID, capped at 500 NeuCoins per calendar month
Eligibility
Check this before you apply
Salaried
- Indian national
- Age 21 to 60 years
- Monthly income ₹25,000
Self-employed
- Indian national
- Age 21 to 65 years
- Annual ITR greater than ₹6 lakh
Exclusions
Spending that does not earn neucoins
- fuel spends
- wallet loads, gift or prepaid card loads, and voucher purchases
- cash advances
- payment of outstanding balances
- payment of card fees and other charges
- Smart EMI and Dial an EMI transactions
- rental transactions
- government related transactions
- education payments through third-party apps
- online skill-based gaming
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