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Matching your question with relevant cards and trade-offs.
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Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Lifetime free card, Optimized for upi and lifetime free.
Lifetime free card, Optimized for travel and rail, featuring low 0% forex markup and complimentary lounge access.
Optimized for upi and gen z.
Optimized for phonepe and online shopping, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for tata neu and tata brands, featuring complimentary lounge access.
| Feature | YES Bank Kiwi Credit Card | AU ixigo Credit Card | YES BANK POP-CLUB Credit Card |
|---|---|---|---|
| Best for | upi, lifetime free, cashback | travel, rail, forex | upi, gen z, shopping |
| Reward rates | 1.5% - Base reward rate | 0.1% - Base reward rate upto 0.6% - accelerated reward rate | 2% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 0 | Rs 0 | Rs 399 |
| Fee waiver spend | - | - | Rs 1.5 lakhs |
| Domestic lounge | 0 | 8 | 0 |
| International lounge | 0 | 1 | 0 |
| Forex markup | 3.5% | 0% | 3.4% |