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Optimized for swiggy and food delivery.
Optimized for dining and food delivery, featuring complimentary lounge access.
Optimized for rupay and upi, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for swiggy and food delivery.
Optimized for airtel and utility bills, featuring complimentary lounge access.
| Feature | Swiggy HDFC Bank Credit Card | HSBC Live+ Credit Card | HSBC RuPay Cashback Credit Card |
|---|---|---|---|
| Best for | swiggy, food delivery, online shopping | dining, food delivery, grocery | rupay, upi, cashback |
| Reward rates | 1% - Base reward rate upto 10% - accelerated reward rate | 1.5% - Base reward rate upto 10% - accelerated reward rate | 1% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 500 | Rs 999 | Rs 499 |
| Fee waiver spend | Rs 2 lakhs | Rs 2 lakhs | Rs 2 lakhs |
| Domestic lounge | 0 | 4 | 8 |
| International lounge | 0 | 0 | 2 |
| Forex markup | 3.5% | 3.5% | 3.5% |