Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Optimized for airtel and utility bills, featuring complimentary lounge access.
Optimized for swiggy and food delivery.
Optimized for titan and jewellery, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for dining and food delivery, featuring complimentary lounge access.
Optimized for cashback and utility bills, featuring complimentary lounge access.
| Feature | Airtel Axis Bank Credit Card | Swiggy HDFC Bank Credit Card | Titan SBI Card |
|---|---|---|---|
| Best for | airtel, utility bills, food delivery | swiggy, food delivery, online shopping | titan, jewellery, watches |
| Reward rates | 1% - Base reward rate upto 25% - accelerated reward rate | 1% - Base reward rate upto 10% - accelerated reward rate | 0.8% - Base reward rate upto 1.9% - accelerated reward rate |
| Annual fee | Rs 500 | Rs 500 | Rs 2,999 |
| Fee waiver spend | Rs 2 lakhs | Rs 2 lakhs | Rs 3 lakhs |
| Domestic lounge | 4 | 0 | 8 |
| International lounge | 0 | 0 | 4 |
| Forex markup | 3.5% | 3.5% | 3.5% |