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Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Optimized for swiggy and food delivery.
Optimized for titan and jewellery, featuring complimentary lounge access.
Optimized for dining and food delivery, featuring complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for swiggy and food delivery.
Optimized for swiggy and food delivery.
| Feature | Swiggy HDFC Bank Credit Card | Titan SBI Card | HSBC Live+ Credit Card |
|---|---|---|---|
| Best for | swiggy, food delivery, online shopping | titan, jewellery, watches | dining, food delivery, grocery |
| Reward rates | 1% - Base reward rate upto 10% - accelerated reward rate | 0.8% - Base reward rate upto 1.9% - accelerated reward rate | 1.5% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 500 | Rs 2,999 | Rs 999 |
| Fee waiver spend | Rs 2 lakhs | Rs 3 lakhs | Rs 2 lakhs |
| Domestic lounge | 0 | 8 | 4 |
| International lounge | 0 | 4 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |