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Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 5 picks for this query.
Optimized for premier and travel, featuring low 0.99% forex markup and unlimited airport lounge access.
Optimized for premium travel and lounge, featuring low 2% forex markup and unlimited airport lounge access.
Optimized for travel and lounge, featuring low 2% forex markup and unlimited airport lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | HSBC Premier Credit Card | Axis Bank Magnus Credit Card for Burgundy | AXIS BANK MAGNUS Credit Card |
|---|---|---|---|
| Best for | premier, travel, lounge | premium travel, lounge, partner miles | travel, lounge, premium |
| Reward rates | 6% - Base reward rate upto 72% - accelerated reward rate *considering using accor redemption | 6% - Base reward rate upto 30% - accelerated reward rate | 2.4% - Base reward rate upto 12% - accelerated reward rate |
| Annual fee | Rs 20,000 | Rs 30,000 | Rs 12,500 |
| Fee waiver spend | - | Rs 30 lakhs | Rs 25 lakhs |
| Domestic lounge | Unlimited | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited | Unlimited |
| Forex markup | 0.99% | 2% | 2% |