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Matching your question with relevant cards and trade-offs.
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Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 5 picks for this query.
Optimized for premier and travel, featuring low 0.99% forex markup and unlimited airport lounge access.
Optimized for premium travel and lounge, featuring low 2% forex markup and unlimited airport lounge access.
A versatile travel companion featuring a low 1.75% forex markup, complimentary lounge access, and instant points transfers to airline and hotel partners.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | HSBC Premier Credit Card | Axis Bank Magnus Credit Card for Burgundy | HSBC TravelOne Credit Card |
|---|---|---|---|
| Best for | premier, travel, lounge | premium travel, lounge, partner miles | travel, airlines, hotels |
| Reward rates | 6% - Base reward rate upto 72% - accelerated reward rate *considering using accor redemption | 6% - Base reward rate upto 30% - accelerated reward rate | 4% - Base reward rate upto 48% - accelerated reward rate *considering using accor redemption |
| Annual fee | Rs 20,000 | Rs 30,000 | Rs 4,999 |
| Fee waiver spend | - | Rs 30 lakhs | Rs 8 lakhs |
| Domestic lounge | Unlimited | Unlimited | 6 |
| International lounge | Unlimited | Unlimited | 4 |
| Forex markup | 0.99% | 2% | 3.5% |