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SimplifyCards take: Looking for the best travel card under a Rs 5000 fee? The HDFC Bank Regalia Gold Credit Card is our top recommendation, offering superb value for your travel spends. For strong alternatives, you could also consider the HSBC TravelOne Credit Card or the Axis Bank Atlas Credit Card, both of which provide excellent travel-specific benefits.
Optimized for travel and lounge, featuring low 2% forex markup and complimentary lounge access.
Lifetime free card, Optimized for luxury and travel, featuring low 0% forex markup and unlimited airport lounge access.
A versatile travel companion featuring a low 1.75% forex markup, complimentary lounge access, and instant points transfers to airline and hotel partners.
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| Feature | HDFC Bank Regalia Gold Credit Card | Kotak Solitaire Credit Card | HSBC TravelOne Credit Card |
|---|
| Best for | travel, lounge, lifestyle | luxury, travel, lounge | travel, airlines, hotels |
| Reward rates | 2.5% - Base reward rate upto 25% - accelerated reward rate *considering using accor redemption | 3% - Base reward rate upto 10% - accelerated reward rate *considering using accor redemption | 4% - Base reward rate upto 48% - accelerated reward rate *considering using accor redemption |
| Annual fee | Rs 2,500 | Rs 0 | Rs 4,999 |
| Fee waiver spend | Rs 4 lakhs | - | Rs 8 lakhs |
| Domestic lounge | 12 | Unlimited | 6 |
| International lounge | 6 | Unlimited | 4 |
| Forex markup | 2% | 0% | 3.5% |