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SimplifyCards take: For a lifetime free cashback card, the Jupiter Edge+ Credit Card from CSB Bank is an excellent choice, particularly for online and UPI spends. You might also consider the Fibe Axis Bank Credit Card for its cashback benefits and added perks like lounge access, or the YES Bank Kiwi Credit Card, which is another strong lifetime free option with good cashback on UPI transactions.
Lifetime free card, Optimized for cashback and upi, featuring low 2% forex markup.
Lifetime free card, Optimized for cashback and food delivery, featuring complimentary lounge access.
Lifetime free card, Optimized for upi and lifetime free.
| Feature | Jupiter Edge+ Credit Card | Fibe Axis Bank Credit Card |
|---|
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| YES Bank Kiwi Credit Card |
|---|
| Best for | cashback, upi, online spends | cashback, food delivery, entertainment | upi, lifetime free, cashback |
| Reward rates | 5% - Base reward rate upto 50% - accelerated reward rate | 1% - Base reward rate upto 3% - accelerated reward rate | 1.5% - Base reward rate |
| Annual fee | Rs 0 | Rs 0 | Rs 0 |
| Domestic lounge | 0 | 4 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 2% | 3.5% | 3.5% |