Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: For the best cashback on online shopping with a low annual fee, the Axis Bank Cashback Credit Card stands out, offering strong rewards for online and other spends with an effective annual fee of Rs 0 due to fee waiver. Good alternatives include the Flipkart Axis Bank Super Elite Credit Card, especially if you shop on Flipkart or Myntra, and the SBI Cashback Credit Card, which is also a solid choice for general online cashback.
Optimized for cashback and online spends.
Optimized for flipkart and supercoins.
The industry benchmark for cashback, offering flat 5% cashback on all online spends (capped at Rs 5,000/month) and 1% on offline transactions.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | Cashback Credit Card | Flipkart Axis Bank Super Elite Credit Card | SBI Cashback Credit Card |
|---|---|---|---|
| Best for | cashback, online spends, retail | flipkart, supercoins, myntra | online, cashback |
| Reward rates | 0.5% - Base reward rate upto 7% - accelerated reward rate | 2% - Base reward rate upto 12% - accelerated reward rate | 1% - Base reward rate upto 5% - accelerated reward rate |
| Annual fee | Rs 1,000 | Rs 500 | Rs 999 |
| Fee waiver spend | Rs 4 lakhs | Rs 2 lakhs | Rs 2 lakhs |
| Domestic lounge | 0 | 0 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.5% |