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SimplifyCards take: For your online shopping cashback needs, the Axis Bank Cashback Credit Card stands out at the top. You might also consider the SBI Cashback Credit Card and the Jupiter Edge+ Credit Card for strong alternatives in this category.
Optimized for cashback and online spends.
The industry benchmark for cashback, offering flat 5% cashback on all online spends (capped at Rs 5,000/month) and 1% on offline transactions.
Lifetime free card, Optimized for cashback and upi, featuring low 2% forex markup.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature |
|---|
| Cashback Credit Card |
|---|
| SBI Cashback Credit Card |
|---|
| Jupiter Edge+ Credit Card |
|---|
| Best for | cashback, online spends, retail | online, cashback | cashback, upi, online spends |
| Reward rates | 0.5% - Base reward rate upto 7% - accelerated reward rate | 1% - Base reward rate upto 5% - accelerated reward rate | 5% - Base reward rate upto 50% - accelerated reward rate |
| Annual fee | Rs 1,000 | Rs 999 | Rs 0 |
| Fee waiver spend | Rs 4 lakhs | Rs 2 lakhs | - |
| Domestic lounge | 0 | 0 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 2% |