IDFC FIRST WOW! Credit Card
Rs 0Annual fee
0Domestic lounge
0%Forex markup
Best for
secured card, lifetime free, forex, travel
Top rewards
Online, offline, and international spends: 4 Reward Points per INR 200 spent; Utility, insurance, government, and railway transactions: 1 Reward Point per INR 200 spent
IndianOil Easy Axis Bank Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
fuel, indianoil, secured card, low fee
Top rewards
Fuel spends at IndianOil outlets: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; Online shopping spends: 5 EDGE REWARD Points / Rs 100 spent on online shopping; Other eligible retail spends: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends
| Feature | IDFC FIRST WOW! Credit Card | IndianOil Easy Axis Bank Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | edge reward points |
| Best for | secured card, lifetime free, forex, travel | fuel, indianoil, secured card, low fee |
| Top reward categories | Online, offline, and international spends: 4 Reward Points per INR 200 spent; Utility, insurance, government, and railway transactions: 1 Reward Point per INR 200 spent | Fuel spends at IndianOil outlets: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; Online shopping spends: 5 EDGE REWARD Points / Rs 100 spent on online shopping; Other eligible retail spends: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 0% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, EMI transactions, Cash withdrawal / cash advance transactions | Fuel spends at non-IOCL outlets, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |