Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: While none of the shortlisted SBI cards are primarily cashback cards, if you are looking for an SBI card with lounge access and a relatively low annual fee, the **Titan SBI Card** is a strong option. It comes with an annual fee of Rs 2,999 and offers 8 complimentary domestic lounge accesses and 4 international lounge accesses annually. This card is especially beneficial for spends at Titan partner brands like Tanishq and CaratLane, and you can get an additional gift voucher worth Rs 5,000 on annual spends of Rs 5 lakh.
Optimized for premium and travel, featuring low 1.99% forex markup and unlimited airport lounge access.
Optimized for titan and jewellery, featuring complimentary lounge access.
Optimized for indigo and flights, featuring low 1.99% forex markup and complimentary lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | AURUM SBI Card | Titan SBI Card | IndiGo SBI Card ELITE |
|---|---|---|---|
| Best for | premium, travel, international travel | titan, jewellery, watches | indigo, flights, travel |
| Reward rates | 1% - Base reward rate | 0.8% - Base reward rate upto 1.9% - accelerated reward rate | 2% - Base reward rate upto 7% - accelerated reward rate |
| Annual fee | Rs 9,999 | Rs 2,999 | Rs 4,999 |
| Fee waiver spend | Rs 12 lakhs | Rs 3 lakhs | - |
| Domestic lounge | 16 | 8 | 8 |
| International lounge | Unlimited | 4 | 6 |
| Forex markup | 1.99% | 3.5% | 1.99% |