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SimplifyCards take: While none of the shortlisted SBI cards are specifically cashback cards, the **Titan SBI Card** is an excellent option if you are looking for an SBI card with lounge access and a relatively low annual fee. It offers 8 complimentary domestic lounge visits and 4 international lounge visits per year. The card comes with an annual fee of Rs 2,999, which can be waived if your annual spends reach Rs 3,00,000. An alternative to consider is the IndiGo SBI Card ELITE, which provides 8 domestic and 6 international lounge accesses, but has a higher annual fee of Rs 4,999.
Optimized for premium and travel, featuring low 1.99% forex markup and unlimited airport lounge access.
Optimized for titan and jewellery, featuring complimentary lounge access.
Optimized for indigo and flights, featuring low 1.99% forex markup and complimentary lounge access.
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| Feature | AURUM SBI Card | Titan SBI Card | IndiGo SBI Card ELITE |
|---|---|---|---|
| Best for | premium, travel, international travel | titan, jewellery, watches | indigo, flights, travel |
| Reward rates | 1% - Base reward rate | 0.8% - Base reward rate upto 1.9% - accelerated reward rate | 2% - Base reward rate upto 7% - accelerated reward rate |
| Annual fee | Rs 9,999 | Rs 2,999 | Rs 4,999 |
| Fee waiver spend | Rs 12 lakhs | Rs 3 lakhs | - |
| Domestic lounge | 16 | 8 | 8 |
| International lounge | Unlimited | 4 | 6 |
| Forex markup | 1.99% | 3.5% | 1.99% |