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SimplifyCards take: AURUM SBI Card looks like the best fit. It stands out because needs high spend of Rs 2.5L+/month to shine and milestone value adds about Rs 26,500.
Optimized for premium and travel, featuring low 1.99% forex markup and unlimited airport lounge access.
Optimized for titan and jewellery, featuring complimentary lounge access.
Optimized for premium rewards and dining, featuring low 1.99% forex markup and complimentary lounge access.
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| Feature | AURUM SBI Card | Titan SBI Card | SBI Card ELITE |
|---|---|---|---|
| Best for | premium, travel, international travel | titan, jewellery, watches | premium rewards, dining, grocery |
| Reward rates | 1% - Base reward rate | 0.8% - Base reward rate upto 1.9% - accelerated reward rate | 0.5% - Base reward rate upto 2.5% - accelerated reward rate |
| Annual fee | Rs 9,999 | Rs 2,999 | Rs 4,999 |
| Fee waiver spend | Rs 12 lakhs | Rs 3 lakhs | Rs 10 lakhs |
| Domestic lounge | 16 | 8 | 8 |
| International lounge | Unlimited | 4 | 6 |
| Forex markup | 1.99% | 3.5% | 1.99% |