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Lifetime free card, Optimized for luxury and travel, featuring low 0% forex markup and unlimited airport lounge access.
Lifetime free card, Optimized for priority banking and travel, featuring complimentary lounge access.
A versatile travel companion featuring a low 1.75% forex markup, complimentary lounge access, and instant points transfers to airline and hotel partners.
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Spend level changes whether premium cards are worth the fee.
| Feature | Kotak Solitaire Credit Card | Standard Chartered Priority Visa Infinite Credit Card | HSBC TravelOne Credit Card |
|---|---|---|---|
| Best for | luxury, travel, lounge | priority banking, travel, lounge | travel, airlines, hotels |
| Reward rates | 3% - Base reward rate upto 10% - accelerated reward rate *considering using accor redemption | 0.5% - Base reward rate upto 1.3% - accelerated reward rate | 4% - Base reward rate upto 48% - accelerated reward rate *considering using accor redemption |
| Annual fee | Rs 0 | Rs 0 | Rs 4,999 |
| Fee waiver spend | - | - | Rs 8 lakhs |
| Domestic lounge | Unlimited | 16 | 6 |
| International lounge | Unlimited | 24 | 4 |
| Forex markup | 0% | 3.5% | 3.5% |