Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
Lifetime free card, Optimized for lifetime free and rewards.
Lifetime free card, Optimized for cashback and food delivery, featuring complimentary lounge access.
Lifetime free card, Optimized for travel and zero forex, featuring low 0% forex markup and unlimited airport lounge access.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
| Feature | HSBC Visa Platinum Credit Card | Fibe Axis Bank Credit Card | Scapia Federal Credit Card |
|---|---|---|---|
| Best for | lifetime free, rewards, air miles | cashback, food delivery, entertainment | travel, zero forex, lounge |
| Reward rates | 1.3% - Base reward rate upto 8% - accelerated reward rate *considering using accor redemption | 1% - Base reward rate upto 3% - accelerated reward rate | 0.2% - Base reward rate upto 0.8% - accelerated reward rate |
| Annual fee | Rs 0 | Rs 0 | Rs 0 |
| Domestic lounge | 0 | 4 | Unlimited |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 0% |