IndusInd Bank Nexxt Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
movies, contactless, pay with rewards
Top rewards
Other retail spends: 1 reward point per Rs 150 spent
IndusInd Bank Pinnacle Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- Effective April 1, 2026, spends criteria tracking of Rs 1.5 Lakh per quarter is initiated to unlock domestic lounge access from July 2026 quarter onwards.
- Effective March 13, 2025, Priority Pass lounge benefit is revised to 1 complimentary international visit per quarter.
3.5%Forex markup
Best for
travel, lounge, golf, movies
Top rewards
E-commerce transactions: 2.5 reward points per Rs 100; E-com travel and airline transactions: 1.5 reward points per Rs 100; Utility, insurance, government, education, real estate, and rent spends: 0.7 reward points per Rs 100
| Feature | IndusInd Bank Nexxt Credit Card | IndusInd Bank Pinnacle Credit Card |
|---|---|---|
| Issuer | IndusInd Bank | IndusInd Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 10,000 | Rs 15,000 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | movies, contactless, pay with rewards | travel, lounge, golf, movies |
| Top reward categories | Other retail spends: 1 reward point per Rs 150 spent | E-commerce transactions: 2.5 reward points per Rs 100; E-com travel and airline transactions: 1.5 reward points per Rs 100; Utility, insurance, government, education, real estate, and rent spends: 0.7 reward points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.3 per point | Statement credit: upto Rs 0.75 per point |
| Key exclusions | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | fuel, cash advances |