EazyDiner IndusInd Bank Credit Card
Rs 2,999Annual fee
0Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (previously 2 visits per calendar quarter) was discontinued effective 15 July 2025. Set loungeDomestic to 0 on 2026-06-07: EazyDiner is not listed among the participating cards in IndusInd's official domestic airport lounge access program, corroborated by the LiveFromALounge devaluation report.
3.5%Forex markup
Best for
dining, movies, travel
Top rewards
dining: Extra 25% off up to Rs 1,000 + 3X EazyPoints; online: 10 reward points per Rs 100; travel: 10 reward points per Rs 100
ICICI Bank Rubyx Credit Card
Rs 2,000Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Two complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter
- Offers 2 complimentary domestic airport lounge visits per quarter, subject to spending Rs 75,000 in the preceding calendar quarter.
- Two complimentary domestic railway lounge visits per quarter (no spend requirement)
- Offers 2 complimentary domestic railway lounge visits per quarter (no spends criteria).
3.5%Forex markup
Best for
lifestyle, movies, lounge, dining, travel
Top rewards
Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent
| Feature | EazyDiner IndusInd Bank Credit Card | ICICI Bank Rubyx Credit Card |
|---|---|---|
| Issuer | IndusInd Bank | ICICI Bank |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 2,999 | Rs 3,000 |
| Annual fee | Rs 2,999 | Rs 2,000 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | EazyPoints and discounts | reward points |
| Best for | dining, movies, travel | lifestyle, movies, lounge, dining, travel |
| Top reward categories | dining: Extra 25% off up to Rs 1,000 + 3X EazyPoints; online: 10 reward points per Rs 100; travel: 10 reward points per Rs 100 | Domestic retail spends: 2 Reward Points / Rs 100 spent; International spends: 4 Reward Points / Rs 100 spent; Utility & Insurance spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Additional Rs 3,000 monthly dining discount cap unlocked upon spending Rs 30,000 or more in the previous calendar month on non-dining transactions | Earn 3,000 reward points on spending Rs 3,00,000 in an anniversary year, Earn 1,500 reward points for every subsequent Rs 1,00,000 spent in the same anniversary year, capped at 15,000 reward points per year |
| Redemption | Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, cash advances | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions |